The United Kingdoms Welfare System

&nbsp.This was clearly illustrated and demonstrated when the government had considered spending two-thirds of its budget is spent on the welfare state and services it provides among its citizens. (Faher, n.d.)

In the 1980s and 1990s, the UK government had made several adjustments concerning the welfare state of the country due to the increasing crisis that the government was experiencing brought about by its increasing expenditures concerning poverty among the members of the society. Welfare benefits were divided into five groups – cash benefits, health care, education, housing, and personal social services. Cash benefits have become the most widely used form of welfare thus eating up around 10% of the country’s Gross Domestic Product (GDP). National insurance, which obtains the largest spending, has affected two of the other cash benefits subgroup, the means-tested and the non-contributory benefits. There had been very low pension benefit levels such that it only makes up half of a person’s active salary which is even barely enough to meet one’s needs, most especially the elderly. (Faher, n.d.)

Just as any other western country, the growing population of the elderly has been greatly affecting the welfare state in the United Kingdom. The aging population in the UK had become the biggest challenge the welfare state has to face. The need for more assistance and services is required in order to meet the needs of this group within the community. This concern, in fact, does not only involve the social policies of the government but it also affects the financial aspect – that is the expenditure of the government. However, the problems are not as obvious as other countries whose problems with the elderly had been too prominent that they have eventually become the burden of the government. (Faher, n.d.)